Frequently Asked Questions (FAQ)

What is

Our website offers a free infomediary service that will attempt to connect you with third-party lenders and financial service providers who may secure a personal loan for you or provide other financial services and products to you. The operator of this site is not a lender, nor a broker, agent or representative to any lender and does not make personal loans or credit decisions. Our website encourages you to thoroughly read, understand, and review all terms and conditions, policies, and disclaimers provided on the website.

What are Personal Loans?

Personal loan are an online loans ranging from $500 to $35,000 that can help you fund a large expense without requiring the use of collateral. The exact personal loan amount that a consumer may borrow varies substantially and will depend on the consumer's credit and income, as well as the state laws and regulations where they live. Usually, personal loans have a set number of equal payments often due over a longer period of time. Differing, payday loans are typically for lower dollar amounts and have much higher interest rates within shorter terms (on average, 30 days).

What's the most I can borrow?

A personal loan can generally range from $500 to $35,000, depending on the consumer, a consumer's residency, and their credit history. The loan amount you may be approved for depends upon your individual credit and information provided during the application process and will vary. Please contact your Lender directly with any questions you may have regarding your personal loan and ask questions.

What will my Loan Terms be?

If connected with a third-party lender or financial service provider on our site, the lender or service provider will send you all documents that contain the rate and fee information regarding the loan being offered to you. It is very important that you thoroughly read and review the rate and fee information provided prior to agreeing to the terms of any loan. If you wish to proceed with the loan process after deciding that the loan terms provided by the lender in the loan contract are acceptable, then electronically sign the lender's acceptance page and simply wait for your funds. It is significant to consider that the loan interest rates, fees, and loan terms are determined solely by your lender. Our website is not a lender and thus, we have no control or knowledge of the loan details between you and your lender.

How much times does it take to receive a Personal Loan offer?

Based on the information you affirmatively provide to our website on the personal loan request, we may connect you with lenders in our reputable network within minutes. If you are successfully connected with a lender directly, the lender will provide you with your loan offer, relevant documents, and loan terms.

If I not connected with a Personal Loan, what other options do I have?

In the event that a consumer does not qualify for a personal loan or isn't connected with a Lender on our website, we may offer consumers the opportunity to connect with our network of trusted payday loan lenders at no cost!