Our website believes in fostering a well-informed marketplace so that consumers can be educated on the financial products and services they desire and can make responsible financial decisions about which products or services best suit their needs. Our site only works with and invites reputable lenders in our trusted network who are vetted through an extensive on-boarding process. We conduct ongoing, thorough compliance audits of the lenders in our network to ensure they are in compliance with all applicable lending laws and does not hesitate to cease conducting business with any company who isn't. You are encouraged to contact us with any questions.
Our website supports all provisions of the Fair Debt Collection Practices Act enforced by the Federal Trade Commission. Since our website is not a lender, does not broker loans, and does not make credit decisions, we do not engage in debt collection from consumers. However, our website strives to only work with Lenders that are in full compliance with any and all applicable debt collection laws, including but not limited to: (i) Not contacting consumers by phone any time before 8 a.m. or after 9 p.m.; (ii) Not contacting consumers by phone with the intent to annoy, harass, or use abusive language.; (iii) Not collecting debt through deception or misrepresentation; and (iv) Not threatening legal recourse when no legal action is permitted. Please contact your Lender directly with any questions regarding the Fair Debt Collection Practices Act.
Loan terms will always vary among different Lenders, such as the loan amount, the APR for the loan, costs of the loan, loan fees, and the repayment plan. All lenders are required by law to disclose to you the material terms of the loan, the rates and all costs associated with the loan prior to your execution of the loan documents. It is extremely important that you thoroughly read, review, and understand the rate and fee information presented to you by your lender prior to agreeing to the terms of any loan. Consumers are always under no obligation at any time to accept these loan terms if they determine they are unsuitable. It is important to remember that the loan interest rates, fees, and loan terms are determined solely by your lender. Because our website is not a lender, we have no control or knowledge of the loan details between you and your lender.
This website offers a free infomediary service that will attempt to connect consumers with third party lenders and financial service providers who may secure a personal loan for consumers or offer consumers goods and services. The owner of this site has a financial connection to the providers of the goods and services connected to on the website. The owner may receive monetary payment for each qualified sale or for each potential customer referral. The owner may be advertising on behalf of third-party advertisers with whom the provider of the products or services also has a financial connection with, in that both advertisers may receive payment for each qualified sale or payment for each potential customer referral. All information regarding the products and services on this website are provided by third-party advertisers. Upon submitting an online loan request form, consumers will likely be re-directed to the third-party's website or contacted by the third-party advertiser, where they are highly encouraged to review their privacy practices and terms and conditions, which likely differ substantially from our websites. Our site and its owners are not affiliated with these third-party advertisers other than what has been disclosed above. The owner of this website does not endorse or recommend any specific lender, product, or service on this website.